Merchant Agreement

Last Updated: 1 July 2025

This Merchant Agreement ("Agreement") governs the participation of the undersigned merchant ("Merchant") in the iGNITE Coalition Loyalty Program ("Program") operated by iGNITE Rewards, a digital commerce platform under True North Concepts Limited ("True North"). By participating, the Merchant agrees to the terms below.

1. Definitions

1.1. Platform

The iGNITE Rewards website (https:www.its-rewards.biz) and associated mobile applications.

1.2. Program

The iGNITE Coalition Loyalty Program, owned by True North Concepts Limited, enabling Customers to earn and redeem iGNITE Points through transactions with participating Merchants.

1.3. iGNITE Points

Loyalty points earned by Customers for eligible purchases, redeemable for rewards on the Platform.

1.4. Merchant

The business entity participating in the Program under this Agreement.

1.5. Customers

Individuals enrolled in the Program who earn or redeem iGNITE Points through the Merchant’s goods or services.

2. Participation

2.1. Eligibility

The Merchant must be a legally registered business, comply with applicable laws, and have an authorized representative aged 18 or older.

2.2. Application and Approval

The Merchant must submit an application via the Platform. True North reserves the right to approve or reject applications at its sole discretion, based on business alignment and compliance.

2.3. Non-Exclusivity

The Merchant may participate in other loyalty programs, provided they do not conflict with this Agreement.

3. Merchant Obligations

3.1. Point Issuance

The Merchant shall award iGNITE Points at a rate of 1 iGNITE Point per HK$10 spent on eligible purchases, unless otherwise specified by True North. The Merchant must integrate True North’s point issuance system as directed.

3.2. Point Redemption

The Merchant shall accept iGNITE Points as payment or discounts, with 10 iGNITE Points equaling HK$1 in redemption value, unless otherwise specified.

3.3. Compliance

The Merchant shall comply with Program guidelines, applicable laws, and data protection regulations, including the Personal Data (Privacy) Ordinance (Hong Kong).

3.4. Promotion

The Merchant shall promote the Program using True North-provided branding in-store, online, or via agreed channels.

3.5. Data Sharing

The Merchant shall provide transaction data necessary for point issuance and redemption. All data collected through the Program is owned by True North Concepts Limited and subject to the Platform’s Privacy Statement.

4. True North’s Obligations

4.1. Platform Support

True North shall provide tools for point issuance, redemption, and transaction reporting.

4.2. Program Management

True North shall manage Customer enrollment, point tracking, and reward fulfillment, unless otherwise agreed.

4.3. Marketing Support

True North may feature the Merchant in Program marketing campaigns, subject to mutual agreement.

5. Fees and Payments

5.1. Program Fees

The Merchant shall pay onboarding or participation fees as outlined in the Program’s fee schedule, communicated during onboarding.

5.2. Commission

True North may charge a commission on transactions involving iGNITE Points, as specified in the Program guidelines.

5.3. Payment Terms

Fees and commissions are invoiced monthly and payable within 30 days. Late payments incur a 1.5% monthly penalty.

6. Term and Termination

6.1. Term

This Agreement begins upon the Merchant’s acceptance into the Program and continues until terminated.

6.2. Termination by Merchant

The Merchant may terminate with 30 days’ written notice to True North.

6.3. Termination by True North

True North may terminate immediately for Merchant’s breach, fraud, or insolvency, with written notice.

6.4. Effect of Termination

Upon termination, the Merchant shall cease issuing or accepting iGNITE Points and remove Program branding within 7 days.

7. Intellectual Property

7.1. True North Marks

Program-related trademarks, logos, and branding (e.g., iGNITE Rewards, iGNITE Points) are owned by True North or its affiliates. The Merchant is granted a non-exclusive, revocable license to use them for Program promotion, per True North’s guidelines.

7.2. Merchant Marks

The Merchant grants True North a non-exclusive, revocable license to use its trademarks for Program marketing.

8. Liability and Indemnity

8.1. No Warranty

The Platform and Program are provided “as is.” True North disclaims all warranties, express or implied.

8.2. Merchant Liability

The Merchant is responsible for the quality, safety, and delivery of its goods or services. True North is not liable for Merchant-Customer disputes.

8.3. Indemnity

The Merchant shall indemnify True North against claims, losses, or damages arising from its goods, services, or breach of this Agreement.

9. Confidentiality

The Merchant shall not disclose True North’s confidential information, including Program or Customer data, except as required by law or with True North’s consent.

10. Data Protection

The Merchant shall implement reasonable measures to protect Customer data shared via the Program, complying with applicable data protection laws. True North owns all Program data.

11. Governing Law and Dispute Resolution

11.1. Governing Law

This Agreement is governed by the laws of Hong Kong.

11.2. Dispute Resolution

Disputes shall be resolved through good-faith negotiations. If unresolved within 30 days, disputes shall be submitted to arbitration in Hong Kong under the Hong Kong International Arbitration Centre rules. The English version prevails.

12. Force Majeure

Neither party is liable for delays or failures due to events beyond their reasonable control (e.g., natural disasters, government actions), provided they notify the other party promptly.

13. Miscellaneous

13.1. Amendments

True North may amend this Agreement with 30 days’ notice. Continued participation constitutes acceptance.

13.2. Assignment

The Merchant may not assign this Agreement without True North’s prior written consent.

13.3. Entire Agreement

This Agreement constitutes the entire understanding between the Merchant and True North, superseding prior agreements.